Wholesale Property Insurance
MSIG USA works closely with wholesale brokers to provide solutions for complex or catastrophe-exposed property risks. Our team supports layered programs where disciplined underwriting and reliable participation matter most.
Property market volatility continues to intensify. When admitted carriers don’t have the appetite or technical skills to provide the full coverage facilities need, our E&S property insurance offers the best solution. Our underwriting is grounded in technical evaluation and informed decision-making, so brokers and clients receive thoughtful solutions and responsive support.
A proven partner for complex property risks
MSIG USA brings A+ rated financial strength and the global reach of MS&AD Insurance Group, which operates in more than 40 countries and regions. We participate on shared and layered programs for complex and unique exposures, bringing confidence to each placement.
Working with a broad spectrum of customers that includes many Fortune 1000 companies, we focus on providing meaningful coverage that supports the most challenging property risks.
Industry Expertise and Appetite
Wholesale brokers choose MSIG USA for consistent participation on complex property placements, primarily non-admitted, with the flexibility to use admitted paper when the structure calls for it. Our team supports a broad range of occupancies and program structures, including:
- Primary or Excess capacity
- Large commercial and industrial risks that require customized participation
- Catastrophe-exposed properties, including earthquake, flood, and named windstorm
- Shared and layered programs that require tailored structures and coordinated participation across markets
With limits up to $100 million per occurrence, MSIG USA supports placements that require disciplined underwriting and a long-term partnership.
Technical insight that instills confidence
Our Wholesale team understands the challenges of placing complex and distressed risks. We apply a disciplined review process that considers each account’s specific operations and hazard profile. From higher-risk soft occupancies to heavy industrial exposures, we assess risk with objectivity. For opportunities and risks that require informed judgement rather than broad exclusion, we help brokers find solutions where others may decline.
Service that shows up when it matters most
We deliver responsive and consistent engagement throughout the policy lifecycle. In the event your property experiences a loss, our claims team draws on decades of experience and proven bet practices to help ensure the claims process runs smoothly.
MSIG USA partners with wholesale brokers to build relationships rooted in stability, technical strength, and accountability.
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