Property Insurance
No matter what type of commercial property you own, we offer flexible coverage to help protect against your rapidly changing risks.
Property Insurance
Whether you own buildings, equipment, inventory, or other physical assets, you need protection against the exposures you know about today and the risks that could surface tomorrow. Since every business operates a little differently, a cookie-cutter policy isn’t likely to meet your requirements.
MSIG USA is the partner of choice for organizations that seek flexible, customized insurance solutions to address their specific property risks. We provide tailored property insurance solutions for organizations across a wide range of industries in the US and globally, with deep expertise in:
- Soft occupancies such as commercial and residential real estate, hospitals and other healthcare institutions, schools and universities, hotels and casinos, municipalities, and retail
- Hard occupancies such as heavy manufacturing, food and beverage processing, pharmaceutical, technology, automotive, and consumer goods
Gain the flexibility and underwriting excellence you need in a volatile world
MSIG USA is uniquely suited to address your organization’s property risk exposures today, and help you plan and prepare for an uncertain tomorrow. As the US-based subsidiary of MS&AD Insurance Group Holdings, Inc.—with A+ ratings, a 350-year heritage, and a reach that spans 40+ countries and regions—MSIG USA brings the underwriting excellence and expertise to provide a variety of property insurance solutions for leading organizations. We focus on building long-lasting relationships, and providing consistency and reliability to give you confidence that we will be there for the long haul.
Through our creativity and breadth of experience, we provide tailored, comprehensive property insurance solutions that help provide protection in a fast-changing world, no matter where you do business.1 With significant catastrophe sub-limits and the flexibility to write industry-specific or proprietary policy forms, MSIG USA can craft a property insurance solution that addresses your specific risk issues from the complex to the routine.
Specialized Property Expertise Across Retail and Wholesale Markets
Retail Property
For risks placed through retail brokers, including commercial real estate, manufacturing, and global property programs. Our Retail Property team provides admitted coverage for U.S. and multinational clients.
Wholesale (E&S) Property
For non-admitted placements that require broader or more flexible coverage structures. Our Wholesale Property team offers meaningful capacity for complex, catastrophe-exposed, and layered risks, including excess placements.
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