Financial Lines

We help protect your organization from the professional and financial risks of doing business in an ever-changing legal and economic landscape.

It is always a challenging time to run a business, whether you’re a C-suite leader or a member of the board of directors. In this dynamic environment, new challenges emerge each year, presenting uncertainty and perils. Leading a successful organization demands the ability to focus on achieving your corporate goals and realizing your company vision, with the confidence that an experienced partner is helping protect you against the financial and professional risks of doing business in an evolving world.

MSIG USA is the partner that can help.

We bring the acumen and experience to work with you and your broker partner to understand your business, identify your areas of concern, and craft coverage customized to your needs. MSIG USA provides financial lines solutions for a wide range of corporate entities, including commercial businesses and financial institutions. Whether you lead a publicly traded multinational organization or you’re the proprietor of a growing venture, MSIG USA has the experience and insights to help mitigate and navigate your unique exposures while you focus on your core operations. By leveraging our deep relationships across the brokerage and legal counsel communities, we help protect your organization and your leaders from the many professional and financial risks that can surface during your normal operations.

We provide the expertise, strength and reach you need in any market

As the US-based subsidiary of MS&AD Insurance Group Holdings, Inc.—with A+ ratings, a 350-year heritage, and a reach that spans 40+ countries and regions—MSIG USA brings the underwriting excellence and expertise to offer coverage that reduces your professional and financial risks. We regularly underwrite financial lines risks on a primary and excess basis no matter where you operate.1

MSIG USA forms strong bonds with our valued customers and the broker community, cultivating relationships with the trusted advisors you lean on for guidance on how to best protect your assets. Our consistent, sustainable underwriting offers leading brokers the confidence that we’re the right partner to insure your organization against financial and professional risks. That means you can always work with the partners you trust, knowing they’re backed by a world-class insurer with deep expertise in commercial insurance.

1Not all insurers do business in all jurisdictions.

We offer a breadth of financial insurance lines offerings

Insurance that protects your company, and your officers, directors, managers, and other parties individually, against claims of wrongdoing, including breach of duty.

Protection against the financial loss and reputational harm that can arise from
employment-related exposures like wrongful termination, employment discrimination, or sexual harassment.

Insurance that helps protect your organization against fiduciary mismanagement associated with company-sponsored benefit plans. Protection against the most common forms of theft and employee dishonesty.

Protection against the most common forms of theft and employee dishonesty.

Our in-house claims and defense counsel relationships make a difference

Through MSIG Insurance Services, our shared services group, we maintain a highly experienced in-house claims team dedicated to financial lines claims. These skilled professionals assess coverage and handle claims promptly and timely, in keeping with our client-service culture. Our claims professionals work in concert with our underwriting leadership to provide insights to our brokerage partners and mutual clients and resolve claims seamlessly.

Download our Financial Lines product overview for more details.