Directors & Officers Insurance
We help your organization stand strong against the risks your leadership faces in the course of managing your business.
We provide underwriting excellence and broad coverage
As the US-based subsidiary of MS&AD Insurance Group Holdings, Inc.—with A+ ratings, a 350-year heritage, and a reach that spans 40+ countries and regions—MSIG USA brings the underwriting excellence and expertise to offer coverage that reduces risks related to the actions and decisions of your directors and officers.
Leveraging our global reach and deep experience in management liability, we can provide D&O insurance solutions on an admitted and non-admitted basis, including:
- Broad entity coverage for private companies and for public entities under certain circumstances
- Broad DIC terms to protect against failure or refusal to indemnify (for example, privately held companies and those in jurisdictions that don’t permit companies to provide indemnification for directors or officers as individuals)
- Additional personal director indemnification limits and sub-limits available
- Coverage for wrongful acts committed anywhere in the world
Our highly skilled underwriters understand the complexities of management liability and take a creative approach to assessing risk and structuring a D&O insurance program that best suits your needs. That means we can offer tailored D&O solutions for corporate entities of any type—including public companies, privately held businesses, and partnerships—for both commercial businesses across industries and financial institutions. Because we form long-lasting relationships with the industry’s leading brokers, you can always work with the partners you trust, knowing they’re backed by a world-class carrier with deep expertise in commercial insurance and the consistent, sustainable underwriting your broker expects.