Employment Practices Liability
We help protect you from the escalating risk of employment practices claims in a tough legal environment.
Social awareness and social inflation make it more challenging than ever to run a successful business, for your executive management team and your board. To help protect against the growing exposure to claims arising from your everyday employment practices, leading businesses around the world turn to MSIG USA for employment practices liability insurance.
MSIG USA is adept at structuring customized insurance programs that can help protect your organization from the most likely employment practices risks that can arise in the course of your normal operations. We’re highly experienced in assessing an organization’s practices, identifying both the routine and more complex risks, and providing employment practices liability coverage that addresses your specific needs, even in a shifting landscape.
We’re your source for underwriting excellence and broad coverage
As the US-based subsidiary of MS&AD Insurance Group Holdings, Inc.—with A+ ratings, a 350-year heritage, and a reach that spans 40+ countries and regions—MSIG USA brings the underwriting excellence and expertise to offer solutions that protects your company and employees from employment practice-related claims.
MSIG USA can offer employment practices liability insurance on an admitted and non-admitted basis worldwide1, including:
- Coverage for federal discrimination laws and other employment violations brought against the company, as well as its executives and other employees
- Coverage for wrongful acts committed anywhere in the world
- Third-party coverage for discrimination and harassment built into the policy form
- Specified acquired subsidiaries automatically included as insureds
Our experienced financial lines underwriters are well-versed in management liability risks. And they leverage that expertise to assess each risk in the context of changing case law and regulations, then structure a creative solution that addresses your specific exposures. Our underwriting expertise enables us to offer employment practices liability insurance for corporate entities of any type, across the full spectrum of industries. And since we form long-lasting relationships with top brokers, you can always work with the partners you trust, knowing they’re backed by a world-class carrier with deep expertise in commercial insurance and the consistent, sustainable underwriting your broker expects.
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