Philip Wray

Philip Wray is Head of Property at MSIG USA, where he leads the company’s property insurance portfolio across both open market and delegated authority distribution channels. He is responsible for driving underwriting strategy, guiding product development, and ensuring the profitability and performance of the portfolio nationwide. Philip plays a central role in shaping technical underwriting standards and delivering solutions that support long-term growth for the organization.

With more than 30 years of global insurance experience, Philip has deep expertise in commercial property underwriting and portfolio management. Throughout his career, he has built and managed complex property books across international markets, bringing a disciplined, data-driven approach to pricing, risk selection, and product innovation. Before joining MSIG USA, Philip served as President of Tokio Marine Global and Senior Vice President at Swiss Re. He also held underwriting and product line positions earlier in his career at Lloyd’s of London, Winterthur International UK Ltd., and Zurich.