Excess & Surplus Property

For complex property exposures with needs beyond a primary layer, businesses turn to MSIG USA.

Some commercial properties require excess layers because they face risks that are challenging to insure against, such as increased exposure to catastrophic weather like named or convective storms, a history of frequent losses, or inadequate loss prevention measures. When admitted carriers don’t have the appetite or technical skills to provide the full coverage these facilities need, our excess and surplus property insurance offers a viable solution.