Cyber
As cyber threats evolve, we help your business stay ahead with expert-driven coverage built to protect your operations, data, and reputation.
In an era where digital threats are increasingly sophisticated and pervasive, MSIG USA stands as a steadfast partner in cyber risk management. Leveraging our A+ financial strength, we offer tailored cyber insurance solutions that address the unique challenges of your business. Our seasoned underwriting team applies data-driven insights to craft policies that evolve with emerging risks, while our dedicated claims professionals ensure swift and effective response when incidents occur. MSIG USA delivers innovative and comprehensive coverage designed to protect your operations, data, and reputation across borders.
Innovative Cyber Expertise Backed by Financial Strength and Global Reach
MSIG USA offers tailored cyber insurance solutions for key sectors including financial services, energy, manufacturing, retail, and professional services. As the US-based subsidiary of MS&AD Insurance Group Holdings, Inc.—with Class 15, A+ ratings, a 350-year heritage, and a presence in 40+ countries—we bring the underwriting excellence, innovation, and financial strength to help reduce risk, no matter where you operate.
We form strong bonds with our clients and the brokers who advise them. Our sustainable, relationship-focused approach gives brokers the confidence to recommend MSIG USA, knowing their clients are backed by a world-class insurer with deep industry expertise and a commitment to long-term partnership.
Our in-house claims relationships make a difference
At MSIG USA, our commitment to your business goes beyond just providing coverage—we’re here when it matters most. Our dedicated claims team is comprised of experienced professionals with deep expertise in cyber risk, working to handle your claims as swiftly and efficiently as possible. With a global presence and decades of industry knowledge, we offer personalized support to guide you through the complexities of the claims process, so you can recover faster and get back to business with confidence.
Turn to MSIG USA for a full range of Cyber coverages
First-Party Coverages
Provides loss recovery for expenses associated with investigating, managing, and notifying affected parties after a data breach.
Helps recover lost income and extra expenses resulting from a cyber event that disrupts normal business operations.
Safeguards your business against losses from government seizure, nationalization, or expropriation of assets in foreign markets.
Protects against lost income due to a cyber event impacting a critical third-party vendor or service provider.
Covers losses when a non-malicious outage at a third-party provider disrupts your business operations.
Reimburses ransom payments and related costs in the event of a cyber extortion threat, such as ransomware.
Covers the cost of restoring or recreating lost or damaged data following a cyber event.
Protects against financial losses caused by cyber-enabled fraud such as phishing, wire transfer fraud, and social engineering.
Third-Party Coverages
Covers legal expenses and damages if your organization is held responsible for a data breach or security failure that impacts others.
Protects against claims arising from negligence, mistakes, or failures in the delivery of your technology products or services.
Offers coverage for claims related to copyright infringement, defamation, or other media-related risks associated with digital content.
Provides loss recovery for legal defense costs, fines, and penalties (where insurable) arising from regulatory investigations or enforcement actions following a cyber incident.
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