Umbrella and Excess Liability Insurance
For catastrophic losses that exceed underlying liability policy limits, count on MSIG USA for greater protection and peace of mind.
The more risk your organization is exposed to, the greater the odds that a major loss could exceed the liability limits of your other insurance policies. That’s when you need the added protection of an umbrella or excess liability insurance policy from MSIG USA.
We provide insurance solutions that protect you from the severe financial consequences and reputational harm that can result from a catastrophic loss, both directly and through our delegated business. Our umbrella and excess liability insurance coverage provides extra protection beyond the liability limits of your other policies, such as general liability and commercial auto. So if the unthinkable happens, you’ll have assurance that your business is sufficiently covered.
We provide broad liability coverage for a range of industries
As the US-based subsidiary of MS&AD Insurance Group Holdings, Inc.—with A+ ratings, a 350-year heritage, and a reach that spans 40+ countries and regions—MSIG USA brings the expertise to provide tailored umbrella and excess liability coverages for a variety of business. We regularly offer umbrella and excess liability insurance for a wide spectrum of US-based and multinational organizations, including Fortune 500 companies, specializing in industries and classes such as these:
- Light and heavy manufacturing
- Trading companies
- Real estate
- Technology
- Distributors
- Retail
- Food and beverage processing
Our highly experienced casualty underwriters review your risk, identify your greatest exposures, and craft an umbrella or excess liability insurance policy designed to protect your organization from significant losses. Our team brings the creativity and flexibility to manuscript certain coverages or adapt policy terms and conditions where it’s feasible, offering competitive program structures. And with a dedicated team of in-house risk engineering and claims professionals, you can be sure MSIG USA will help to mitigate your liability risk and optimize your claims outcome in the event of a loss.
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