Workers’ Compensation

Customized Solutions to Benefit Your Business

Working cooperatively with our insureds to navigate the complicated risk management landscape, MSIG delivers workers’ compensation solutions that help bridge the gap between cost containment and high-caliber care. Our unique structure allows MSIG service professionals to work hand-in-hand with insureds and producers to effectively manage loss exposures, loss costs, and total program expenses.

MSIG Workers’ Compensation Programs: An Investment in a Brighter Future

Employees are key players in your company’s success. When it’s time to help protect your staff from the unexpected, turn to MSIG. As a leader in risk management innovation, our robust solutions enable you to advocate for injured employees, improve health and productivity outcomes and safeguard your company from costly litigation.

MSIG has nearly a century of experience meeting the insurance needs of high-risk injuries, complicated jurisdictions and global business challenges. Our extensive history gives us the upper hand in identifying potential risks and properly managing them.

Medical Cost Containment Program

You go the extra mile every day to keep your employees safe, healthy and productive. When a workplace accident or occupational injury occurs, MSIG provides innovative workers’ compensation solutions that are compassionate, affordable and employee-focused.

If a workplace injury warrants the services of a medical case manager, MSIG partners with CorVel Corporation to provide this service. MSIG works closely with CorVel and other national vendors to develop tailored medical cost containment programs that include cost-efficient injury intervention and detailed oversight throughout the claim lifecycle.

Program Features & Advantages:

  • National Medical Bill Review
  • National PPO Network
  • Utilization Review
  • Physician Review
  • Ancillary Network Partnerships
  • Pharmacy Benefits Management
  • Nurse Case Management
  • Optional Telemedicine and 24/7 Nurse Triage Programs

Pharmacy Benefit Program

Quality care and cost control are at the core of our Pharmacy Benefit Program. Count on our experts to help you navigate the complexities of pharmacy benefits management and simultaneously regulate pharmacy spending. MSIG offers pharmacy management solutions that are designed to:

  • Restore employee wellness, productivity and quality of life
  • Promote medically appropriate prescribing
  • Carefully monitor high-risk drugs
  • Decrease potential for substance abuse and fraud
  • Minimize hidden-cost drivers
  • Limit physician dispensing and ensure network compliance

Program Features & Advantages:

  • Customized Formularies & Drug Tiers
  • 24/7 Customer Care Team
  • Proactive Prescription & Narcotic Monitoring
  • Peer-to-Peer (P2P) Medication Reviews
  • Pharmacy Drug Card
  • Mail-Order Benefits
  • First-Fill Benefits
  • Convenient, Robust Web-Based Claims Portal

Nurse Case Management

Your employees deserve the highest level of care following an injury. With MSIG’s Nurse Case Management (NCM) Program, your team will receive assistance from registered nurses with proven expertise in the injuries common to physically demanding fields such as construction and manufacturing. Our nursing staff can partner with MSIG’s Risk Engineering Department to further reduce injury occurrence by performing jobsite analyses and recommending preventative steps to mitigate workplace risk.

We know how important your team is to you and our program puts your employees first every step of the way.

Program Features & Advantages:

  • Account-Specific Flexibility
  • Return-to-Work Focus
  • Medical Care-Team Coordination
  • Billing Guidelines & Audit Program for Nursing Vendor Invoices
  • Early Intervention

Return-to-Work Solutions

Whether you require guidance in developing a Return-to-Work (RTW) Program or managing established RTW policies, MSIG can help.

Prolonged absences from the workplace can be costly for the employer and detrimental to the injured employee’s health and wellbeing. MSIG provides RTW strategies that help to minimize these negative impacts and return employees to a stable, secure work environment as soon as possible. Well-executed RTW programs offer a number of benefits, including:

  • Improved morale & labor relations
  • Reduced claim costs & lost time from work
  • Reduced potential for jobsite re-injury
  • Lower incidence of workers’ compensation litigation claims

Program Features:

  • Vocational Assessments and Training
  • Early Return-to-Work Coordination
  • Transitional Return-to-Work Plans

Workers’ Compensation Documents

To further assist you, MSIG provides helpful workers’ compensation documents for your business. You can find these documents and others in our Workers’ Compensation State Documents.

To learn more about these programs, download our helpful Workers’ Compensation brochure.

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