Mitsui
Sumitomo Insurance Group (MSIG, which
includes MSIG Holdings (America) Inc. and it's
parents, affiliates, and subsidiaries) respects the
privacy of our customers and our web site visitors. We do use information you
provide to better serve your insurance needs. We also recognize that this
information belongs to you and that we must treat it accordingly. The following
statement spells out our privacy policy in more detail. The privacy policy only
applies to www.MSIGUSA.com.
We collect two kinds of information about our on-line visitors, personal and
non-personal information. Visitors are not required to register to access the
public pages of MSIG's sites. Non-personal information is collected to track
the total number of guests visiting MSIG's sites and to guide our efforts to
improve our sites. The non-personal information we monitor includes areas of the sites
visited; date of access, and
identification of the referring site. This information is used exclusively for
our internal purposes and is not disclosed to any non-affiliated third parties
except our producers.
Personal information that can identify a visitor, such as name,
address or policy information is collected only when voluntarily offered and
solely for purposes that are clearly identified on our sites. Access to pages
with content specific to agents, brokers or customers is password-protected and
requires pre-registration. Personal information acquired through registration
is kept confidential and will not be disclosed to third parties except as may
be required by law. MSIG does not seek personal information from children.
MSIG 's policy is to limit access to customer information to those who need it
to serve customers' insurance needs. We do not disclose customer information to
third parties other than our agents and brokers, except as necessary to conduct
business, e.g., settling claims. We do not conduct direct on-line or telephone
sales programs to our customers using information obtained from our web sites
without prior consent.
Cookies are pieces of information that a web site transfers to an individual's
computer hard drive for record-keeping purposes. MSIG does not place electronic
"cookies" in the browser files of a guest's computer.
The privacy of communication over the Internet cannot be guaranteed, because
the Internet is not a secure medium. MSIG does not assume any responsibility
for any harm, loss, or damage you may experience or incur by the sending of
personal or confidential information over the Internet by or to MSIG.
MSIG will use industry-standard encryption technologies when transferring
confidential medical and claims information. Authorized/registered users will
be redirected to a secure server. Depending on the browser/browser setting, a
pop up screen may appear notifying the visitor of a secure environment inside
our web site.
By using this site, you signify your consent to MSIG's on-line privacy policy.
If you do not agree to this policy, please do not use this site. We reserve the
right, at our discretion, to update, change, modify, add, or remove portions of
this policy from time to time. Any changes to this privacy policy will be
promptly disclosed in this area.
Please see MSIG's Terms of Use
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